Glossary

The words Moneta uses, in alphabetical order.

Activity

What came in and went out of a category in a month, from your transactions. Spending is negative.

Age of Money

How long your money waited in your accounts before you spent it, on average over your last 10 payments (Age of Money).

Assigned

What you gave a category in a month. It comes out of Ready to Assign.

Available

What a category still has: what carried over from last month, plus Assigned, plus Activity. Red when it is negative (overspending).

Budget account

An account whose money is budgeted in categories: checking, savings, cash and credit cards. Its transactions need a category. Shown as On budget.

Carryover

What passes from one month to the next in a category. A positive balance always carries over; a negative one only with Roll overspending over.

Category

An envelope for money with one purpose: Rent, Groceries, Vacation. Categories sit in groups.

Cleared

A transaction the bank has already processed: it appears on your statement. Mark it with its checkbox; imported transactions come in cleared.

Funds available

What was left from last month plus this month's income: the first line of Ready to Assign (Ready to Assign).

Goal

What a category aims for: an amount every month, or a balance to save up, optionally by a month (Goals).

Import rule

A rule that gives a payee (and a category) to statement lines whose description matches it (Payee rules).

Income category

A category in the Income group, such as Salary. Money recorded in it goes to Ready to Assign instead of staying in the category.

Installments

A card purchase paid in equal parts, one a month, each entered on its date (Installments). One already under way is added as a schedule from its next installment (Installments already under way).

Net worth

Everything you own minus everything you owe, across all your accounts (Reports).

Overspending

Spending more than a category had. Cover it by moving money, or it comes out of next month's Ready to Assign.

Payee

Who you paid or who paid you.

Projected balance

An account's balance 30 days ahead, counting its scheduled transactions (What's coming).

Ready to Assign

Money in your budget accounts that has no job yet. The goal is to bring it to zero (Ready to Assign).

Reconciled

A transaction checked against the bank's balance on a given day. It stays cleared, and changing it warns you (Reconcile).

Recovery key

A key that opens your encrypted backups when you forget the password (The recovery key).

Saved copy

A copy of a budget Moneta keeps by itself before an update or a restore changes it (Saved copies).

Schedule

A transaction that repeats, entered by itself or with a tap (Scheduled transactions).

Split

One transaction divided across several categories (Splits).

Starting balance

An account's first transaction: what it held, or owed, when you added it.

Tracking account

An account that counts toward net worth but stays out of the budget: investments, loans, other assets and debts. Its transactions have no category.

Transfer

Money moving between two of your accounts. Between budget accounts it doesn't change the budget.

Uncleared

A transaction the bank hasn't processed yet. The register shows their total apart from the cleared balance (The register).