Scheduled transactions

Rent, salary, subscriptions: transactions that repeat can be scheduled once and then entered by themselves, or with a tap. Find them under Schedules in the sidebar, or the Scheduled tab of Transactions on a phone.

Creating a schedule

Add schedule asks for the same fields as a transaction (account, payee, amount, category, memo and flag), plus:

Next date: the first occurrence.
Repeats: once, daily, weekly, monthly or yearly, and every how many days, weeks, months or years.
Ends: never, on a date, or after a number of times.
On weekends: what happens when a date falls on a Saturday or Sunday.
Enter automatically: on or off.
Installments, for a card purchase, at the top of Repeats: a purchase you're already paying, numbered as it goes (see below).

The account choices show current balances, not a forecast for the next occurrence. For a transfer, the form also explains its effect on the budget and whether a category is needed.

A monthly schedule on the 31st falls on the last day of shorter months, and goes back to the 31st when the month has one.

Installments already under way

A purchase paid in installments that started before you used Moneta, or that you never entered, can still be scheduled from the installment you're on. For a purchase entered now, use Installments in the transaction instead (Installments).

Choose the card in a new schedule, or tap Already paying one? Add it as a schedule below Installments in a card purchase. Then:

Fill in the payee, the category and the memo, and in Amount what each installment costs.
Open Repeats, switch Installments on, and enter the next installment and the total, as your bill shows it: for "4/12", 4 of 12.

For example, a TV in 12 installments of $80.00, with three already paid: the schedule enters 4/12 to 12/12, nine of them, $720.00 in all, with the memo numbered ("TV 4/12").

They follow the same rules as a new purchase in installments:

Only a card purchase offers them: not a transfer, an income or a split. Switch to another account and the option goes away.
They repeat every month and end after the last one, so the schedule doesn't ask how it repeats.
On a card with billing days, each one falls on its bill's due date, the next one on the next due date from today, and you don't pick the date. Without billing days, you pick the next one's date.
They're entered automatically, like the installments of a new purchase. You can turn that off.

The installments you already paid aren't entered: past months of your budget stay as they are. To fix the numbers later, edit the schedule and change them under Repeats.

Search and filters

The search box finds schedules by payee, account, category, memo or amount, ignoring accents and case. Every word must match. Filters narrow the list by next date, account, category, payee, amount, status (due, upcoming, paused or ended) and type: entered automatically, entered by hand, or installments. Clear filters shows them all again.

The weekend rule

Banks don't move money on weekends. For an occurrence on a Saturday or Sunday, you can:

Keep the date;
Move to the Friday before, as a salary often is;
Move to the Monday after, as a bill often is.

Daily schedules always keep their dates.

Automatic or by hand

Enter automatically: Moneta enters the transaction on its date, the next time the app is open. If you open it after a few days away, it catches up on every date it missed, each on its own date.
Otherwise the occurrence waits in the account as due until you Enter it (you can adjust it first, for a bill that changed) or Skip it.

If you save an automatic schedule whose first date is in the past, Moneta lists the dates it is about to enter right away and asks first, so a wrong year doesn't fill your register.

What's coming

The scheduled transactions: rent and a card payment by hand, and a paycheck entered automatically.

Each account lists the occurrences of the next 30 days and its projected balance, so you can see whether the money will be there. The schedules screen groups them as Due, Upcoming, and Paused or ended. A schedule pauses when its account is closed.

Overdue occurrences of the same schedule share a row. Its amount is their combined total, and its projected balance includes that total and every row above it. Enter next and Skip next handle only the next occurrence of that schedule.

Tapping a schedule opens its overview: the amount, account, category, how it repeats (or which installment is next and how many are left) and its next dates. From there, Enter next or Skip next handles its next occurrence, and Edit schedule or Delete schedule is one tap away. In an account, View schedule opens the same overview.

Editing a schedule changes the occurrences still to come. Deleting it keeps the transactions it already entered.