Transactions

Every movement of money is a transaction: a purchase, a paycheck, a transfer between accounts. Transactions lists them across all accounts; each account's register shows its own.

Entering a transaction

Use the Transaction button (+ Transaction, floating above the bottom bar on a phone). Fill in:

• Account: where the money moved. The options show the type, budget status and current balance to help you choose, even when entering a transaction for another date.
• Date.
• Payee: who you paid or who paid you. Type a new name to create one. A payee with a default category fills it in; otherwise Moneta suggests the category used last time.
• Amount, with Outflow or Inflow. Amounts accept simple math, like 10+5.
• Category: required on budget accounts. The list shows how much each category has available in the transaction's month. Type a name that doesn't exist to create the category (and even its group) as you save.
• Memo and Cleared, both optional.
• Flag, also optional: a color to mark it with.

Income goes in an income category, such as Salary: that is what adds it to Ready to Assign.

A date more than two years from now is usually a typo, so Moneta asks before saving it.

Editing or deleting one

Tap a transaction to see all of it: amount, date, account, payee, category (or each line of a split), memo, and whether it cleared. From there:

• Edit transaction opens the form: change what you need and save, or cancel to go back.
• Open ‹account› goes to its account. In that account already, a transfer opens the other account instead.
• Delete transaction asks first; right after, you can still undo it.

Splits

One receipt, several categories: choose Split and add a line per category, each with its amount and memo. The lines must add up to the transaction's amount; Moneta shows what is left to place.

Transfers

To move money between your accounts, pick the other account as the payee (under Transfers). Moneta records both sides at once. After you choose the other account, the form explains whether the money enters or leaves the budget, or stays between accounts without affecting it. Outflow moves money from the selected account to the other one; Inflow moves it the other way.

• Between two on-budget accounts (checking to savings, or paying a credit card), a transfer has no category and doesn't change the budget.
• From an on-budget account to a tracking one (into an investment, or a loan payment), the money leaves the budget, so the transfer needs a category, like spending.
• From a tracking account into an on-budget one, choose a category on the budget account to record the money coming in. An income category adds it to Ready to Assign; a spending category returns it to that category.
• Between two tracking accounts, no category is needed and the budget stays the same.

Flags

A flag is a color you mark a transaction with, to find it again: a dinner the company will pay you back, the costs of a trip, a bill to keep for your tax return. There are six: red, orange, yellow, green, blue and purple. A transaction has one flag or none; it changes nothing in the budget.

• Pick one in the form's Flag field, or, on a transaction you open, in its Flag row, which changes it right away.
• Give a color a name: in any flag picker, Edit flag names. Red can become "Reimbursable" and blue "Trip". The name shows wherever the flag does, in this budget only; leave it empty to go back to the color's name.
• A transfer has a flag on each side, set apart: flagging one side leaves the other as it is.
• A scheduled transaction can have a flag too, and every transaction it enters gets it.

The flag shows before the payee in the lists. To work with flagged transactions, Filters keeps only some flags (or the ones with no flag), Select flags several at once, and the reports can count only the flags you pick.

Search and filters

Search matches names, categories, memos and amounts. Filters narrow the list by period, category, payee, amount range, cleared status and flag.

Several at once

Select (or a long press on a phone) lets you pick several transactions, then:

• Set category or Set date for all of them;
• Flag them, or take their flag off;
• Clear or Unclear them;
• delete them.

Transactions that can't take the change are left as they were, and Moneta tells you how many: a split, a tracking account's transaction or a transfer between budget accounts can't get a category, a reconciled transaction stays cleared, and a closed account's transactions don't change.

Undo

Right after some changes, a message offers Undo:

• deleting one or several transactions;
• changing several transactions at once;
• assigning from a category's sheet, moving money, and quick assign;
• importing a statement;
• skipping or deleting a scheduled transaction;
• deleting a category or a group;
• deleting, merging or removing unused payees, and deleting an import rule;
• deleting an account.

Only the latest change can be taken back, and only while nothing it touched has changed again.